One of the biggest myths in home buying is that you need 20% down to purchase a home. While that may have been the standard in the past, today’s loan options are much more accessible — and you could be moving into your dream home with as little as 3% down.
For many first-time homebuyers (and even some repeat buyers), low down payment programs offer a smart way to buy sooner — without draining your savings. These programs are designed to make homeownership more attainable without sacrificing flexibility or control.
Here’s what a low down payment could mean for you:
- ✅ Keep more cash in your pocket for moving expenses or home upgrades
- ✅ Access competitive interest rates
- ✅ Get help with closing costs (yes, I can guide you through that too!)
- ✅ Own a home with a monthly payment that may rival your rent
At Your Mortgage Copilot, I’ll guide you through your options, help you understand what’s available, and match you with a loan program that fits your financial picture — all while leveraging the best tech and tools to make it simple.
💬 Ready to find out if 3% down is all you need?
Reach out today and let’s take the first step.
✈️ YourMortgageCopilot.com
📞 Call or text Elliott at (206) 949-5563
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