fixed rate mortgages

Consistency is comfortable

With a fixed rate mortgage, your interest rate will never change for the life of the loan. Your monthly principal and interest payment will be consistent which means you can set your budget now for the years to come. Your property taxes and homeowner’s insurance will most likely change every year regardless of which loan program you choose.

down payment

Your down payment amount will depend on which loan program you choose. VA, Conventional, FHA, Jumbo, and USDA all offer fixed rate mortgages.

Mortgage insurance

The need for mortgage insurance is dependent upon your down payment for conventional mortgages. Anything less than 20% will necessitate private mortgage insurance.

credit score

The minimum credit score varies by loan program and is independent of whether than interest rate is fixed or adjustable.


Your terms are flexible and can vary anywhere from 5 to 30 years depending on the loan program that you select.

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Elliott Bowman

(206) 949-5563

NMLS # 1982189

CO License # 100517635

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