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jumbo loans

Big options for big houses

A jumbo loan is any loan that exceeds the limit set by Fannie Mae and Freddie Mac for conventional mortgages. These loans are most appropriate for high income individuals. Some lenders will lend in the millions to highly qualified borrowers.

down payment

Oftentimes lenders require a 20% down payment for jumbo loans but we do have options for smaller down payments

terms

Lenders offer a variety of terms from 5 to 30 years for Jumbo mortgages.

credit score

In order to lend such large sums of money, lenders often require a higher FICO than other programs.

cash reserves

It is not uncommon for lenders to require that the borrower prove they have sufficient reserves for their large mortgage.

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Elliott Bowman

(206) 949-5563

NMLS # 1982189

CO License # 100517635


© 2024 Elliott Bowman LLC All Rights Reserved. Elliott Bowman NMLS# 1982189 CO License # 100517635  NMLS Consumer Access /  Legal Disclaimer – This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the Colorado Division of Real Estate.