Privacy Policy

Last Updated: July 21, 2025

At Your Mortgage Copilot – Powered by Xpert Home Lending, Inc. NMLS #2179191, your privacy is important to us. This policy explains how we collect, use, and protect your personal information when you visit our website or work with us for mortgage financing.

Information We Collect

We may collect the following types of personal information:

Contact Information: Name, address, phone number, email
Financial Information: Credit history, income, employment details, assets, liabilities
Property Information: Information about the property you are financing or refinancing
Web Usage Information: IP address, browser type, pages visited (via cookies or tracking tools)

How We Use Your Information

We use the information you provide for:

Processing mortgage applications and related services
Communicating with you about your loan
Meeting legal and regulatory requirements
Improving our website and services

We do not sell your personal information.

Information Sharing

We may share your information:

With Xpert Home Lending, Inc. and affiliated service providers for loan processing
With third-party lenders or investors (only as needed to secure financing)
With government agencies as required by law
With partners assisting in fraud prevention or credit reporting

All third parties are required to safeguard your information and use it only for authorized purposes.

How We Protect Your Information

We use physical, electronic, and procedural safeguards to protect your personal data. Access is limited to employees and partners who need it to perform their jobs.

Your Rights and Choices

You have the right to:

Request access to the personal information we have about you
Ask us to correct or delete information where appropriate
Opt out of non-essential marketing communications

To make a privacy-related request, please contact us at:
Email: Elliott@YourMortgageCopilot.com
Phone: 206-949-5563

Cookies and Website Tracking

Our website may use cookies or similar tools to enhance your browsing experience and analyze website traffic. You can adjust your browser settings to block cookies, but doing so may affect site functionality.

Links to Other Sites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

Contact Us

If you have questions or concerns about this Privacy Policy, you can reach out to:

Elliott Bowman
Your Mortgage Copilot – Powered by Xpert Home Lending, Inc.
Email: Elliott@YourMortgageCopilot.com
Phone: 206-949-5563

Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date at the top.